What is an EOB?

The Explanation of Benefits (EOB) shows the details of your medical and pharmacy expenses and how health insurance covers each. Es un resumen de su actividad de reclamos, que incluye:

1. Cargo total: El importe total que un proveedor cobró por los servicios
2. Descuento del miembro: Discounts are negotiated with providers. As a member, you get the benefit of these negotiated, discounted rates and if you use an in-network provider, they agree not to bill you for any covered service above your deductible, copay and coinsurance. However, out-of-network providers may bill you for any part of total charges not paid by your plan.
3. Su plan o planes pagaron: The amount Health Advantage paid based on the benefit coverage and the contractual agreement with the providers
4. Su responsabilidad: Providers can bill you for this amount, if you have not paid

You may have paid your responsibility already. If not, this is the amount you can expect to be billed from your healthcare provider at some point. You will not receive a bill from us.

EOBs are sent every two weeks. Each EOB will include any medical or pharmacy claims we processed for you within that time. Es posible que pueda ver información sobre un reclamo antes de que su EOB esté lista cuando inicie sesión en Blueprint Portal.